Business and Project Financing (Including Real Estate)

Business & Project Financing Services

Security. Classification. & C.M.A.assoc. Partners Inc., business, project financing services is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Money Loans, For REO s,NPN s, REHAB. SBA Financing, Business Acquisition Financing, Hotel Financing, Stock Loans, Portfolio Liquidations, Private Equity, Joint Ventures Asset Base Financing, and more.

In today’s challenging global marketplace, clients require a committed, trust worthy, and professional commercial financing consultant team who truly understands their needs. For more than a decade, clients have relied on Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners. To provide sound and valuable loan consulting and help manage their income property risks. Learn more about our commercial property financing.

Our approach is team-oriented, encompassing all aspects of the client and loan consultant relationship. Our commercial financing services are available Internationally, Nationwide, and include factory receivables, invoice factoring, accounts receivable, and much more. Ultimately, we have found that our client’s main goal is to engage a company that delivers on promises and achieves end results. They look for a loan consultant who gets the job done right, on time and with no surprises. At Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners. We do what right by the clients we serve. These are strengths that set us apart from our competitors.

We work with small, medium, and large size businesses and have a broad portfolio of financial products to provide the capital our clients need. Composed of a group of certified, highly experienced financial professionals, Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners are at the forefront of the commercial finance industry. When your business needs capital, let our experts provide you with the signature service we have come to be known for. Where number 1. And can do what none other can in project funding. Please contact us today for a free, no obligation analysis of your financing needs.

10 Reasons to engage with us

Buy Property

buying property goes along with improving facilities. The need for space increases most of the time as a business grows. To expand, more property is often needed. Purchasing Business Equipment for some businesses, equipment can be utterly expensive. Business Start-Ups Start-up companies, in most cases, often require more funds than anybody else. They are beginning from scratch, and capital is often very tight in the beginning. Businesses must prioritize expenses. For example, is the water cooler really necessary in the beginning? Pay Payroll. If you need money just to make payroll, then you are in a real tight bind. But this does happen. If you can see the light at the end of the tunnel with contracts on the horizon, business financing can help.

Improve Facilities

Expanding facilities is one of the more common reasons to get a business loan. The need for more space will allow you to expand your operations and grow the business. Sometimes, the property simply gets run down, and needs renovation, such as a new roof. Business Marketing Not marketing your business is like smiling in the dark. It takes money to get people to see your business and advertising will help. Turn on the lights to your business with more marketing efforts. Hire Help a well-known need for growing businesses is the need for employees. A loan can help with the costs of hiring employees. Buying Inventory. Businessmen often come across deals on inventory. You don’t want to necessary overdo it, but you can buy inventory in bulk when a sale is on. The extra finances from a business loan can make this kind of deal happen.

Working Capital

Business loans can provide the working capital needed for a number of things that a business does. If there is a large demand placed on your business to produce in a short time, borrowing money is the thing to do. We advocate business lines of credit to help stabilize the low revenue periods in your business. It is only utilized as required, and only for the amount you need. It is paid back only after it has been used. It acts like a safety buffer. Development of Prototype. Has your company developed an idea on a prototype invention, but needs the money to make it happen? Seeking out business financing can be essential to getting the product to market.

Project financing

our team has the experience and access to funding to successfully analyze and fund your project. We can cater to your unique circumstances and can structure financing very creatively based on assets, experience, projections, and the unique aspects to your project. Our capital partners provide a virtually limitless funding capacity. Whether your project is 1 million dollars or 100 million dollars, we have the resources to properly structure and fund your deal.

Financial Packages

Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners finance offers a wide array of financial packages ranging from Project Equity, Mezzanine Debt, Credit Enhancements and Acquisition Loans to Raw Land Financing and Hard Money Loans. The company’s ability to apply two or more programs to a single loan request provides the client the added advantage of custom tailored solutions structured on a case-by-case basis.

Acquisition Loan

A loan for the purposes of acquiring, improving, completing and the ongoing operation of commercial properties. Acquisition and Development Loan: A loan for the acquisition and development of real property to an improved state and arranged such that the loan proceeds are dispersed with interest only being payable based on the draw down schedule of funds. Asset Based Loan: A loan for any purpose whereby collateral is placed as security to the loan.

Bankruptcy Loan

A loan referred to as ‘Debtor-in-Possession’ or ‘DIP’ Financing for enabling distressed companies to retain their real property assets until either institutional financing becomes available or the assets are sold. Bridge Loan: A short-term multipurpose loan pending the arrangement of larger or longer-term financing or in cases of enabling investors to take advantage of acquisitions or business opportunities in time-sensitive situations.

Construction Loan

A loan used for construction purposes or other improvements of real property, whereas the land and improvement value are used as collateral to the loan, with funds being dispersed according to the construction schedule of requirements. Private / Hard Money Loan: A loan of funds for development or repositioning projects or for meeting various immediate ‘hard money’ requests.

Private loan

Private money loans are loans collateralized by real estate and non-real estate assets. In ‘private money’, higher interest rates and lower LTVs (loan-to-value ratios) are common. They are collateral based loans. A private loan is a short-term loan that is used until a company secures permanent financing or removes an existing obligation. This type of financing allows the user to meet current obligations by providing immediate cash flow. The loans are short-term (up to 24 months) with relatively high interest rates and are backed by some form of collateral such as real estate and / or non-real estate assets.

Mezzanine Loan

A loan that is subordinate to a Primary Lender and becomes debt that is payable either at a designated time of sale or upon a refinancing, which is then converted to an equity position for the lender, in cases of providing additional funding when first mortgages have reached their maximum loan amount. Project Equity [Investment / Loan]: Investment of funds for a designated share of a project or development with qualified developers and operators when there is significant opportunity for value and/or cash flow enhancement.

Raw Land Loan

A loan that is used for acquiring and holding for either development purposes or eventual sale at a profit and may apply to single lots or greater acreage and sometimes is referred to as Land Banking. These days it takes the right team to properly structure the right financing for large projects from $1,000,000 to $50,000,000 or more. We offer comprehensive solutions to commercial financing needs that are often unavailable to banks or traditional commercial channels.

IN-Ground-Assets

Assets that a company or individual owns that are in the ground such as: oil and gas, coal, gold, silver, platinum, silica, kaolin, diamonds, copper, aluminum, nickel, liquid traded metals, and other minerals. Many companies, even some enormously large multi-million and multi-billion dollar companies do not know there are ways to monetize their In-Ground-Assets even before they sell them through conventional methods or they do not know where to go to do so. Others need cash to make their mines operational and profitable. All it takes is for you to provide us with an Assay/Geological Report of your In-Ground Assets (and some other minor documentation), which we will submit to one of our Private Placement Programs for compliance evaluation, hopefully followed by acceptance and then monetization. We now even have an exclusive program that will allow you to obtain an insurance wrap that you will not have to pay for upfront!

Asset Based Loans

Asset Based Lending is the providing of a loan that is secured by an asset. These kinds of loans are normally secured by such things as real estate, equipment, machinery, accounts receivables, and inventory. But occasionally, they can also be secured by such things as intellectual property, patents, trademarks, pharmacy script files and other things of an unorthodox manner. In some ways, the Asset Based Line of Credit is very similar to a traditional Business Line of Credit. Profit Increase Funding via the financial tool of an Asset Based Loan enables businesses of all sizes (from small to Fortune 500 companies) to tap into their own assets to sustain and/or expand themselves through cyclical or seasonal periods or turnaround scenarios. For over 20 years Asset Based Lending has become and is continuing to evolve into a widely accepted and utilized means of obtaining working capital.
The sustenance and growth of many companies (including Fortune 500 companies) has become greatly dependent upon and immensely rewarded and satisfied with lucrative results of Asset Based Lending. Typical Clients: Businesses that want or need working capital and are willing to collateralize their various hard assets in exchange for a line of credit. Asset Based Lending has become and is continuing to evolve into a widely accepted and utilized means for businesses that want to obtain working capital.

Aircraft Finance, Commercial, Corporate and Private Aircraft Loans World Wide

Take advantage of the Simplicity and Speed of our programs to simplify obtaining your aircraft financing. Through our associate’s products, provider alliances we can help any buyers with their needs for the right type of aircraft Competitive Terms: Whether you are purchasing a new or used airplane or refinancing. An extended loan, all alliance partners offers the nation’s most competitive aircraft loan and lease rates, extended terms and fast professional services.

Avionics, Other Refurbishments

You need an international aircraft finance company, whether commercial, corporate or private aircraft, that understands your needs and strives to provide the financing results that your situation demands. ACF is that company! Internet advertisements employ some of the best marketing tactics to date, but there is no company out there that cares more about getting customer’s great results than Security. Classification. & C.M.A.assoc. Partners Inc., corp & the global alliance partners If you’re looking for a company that stops at nothing less than providing you, the customer, the most aggressive and cost effective aircraft finance options available anywhere see us first.

Maximize Tax Benefits

Project financings should be structured to maximize tax benefits and to assure that all available tax benefits are used by the sponsor or transferred, to the extent permissible, to another party through a partnership, lease or other vehicle. Secondary capital markets (hereinafter SCM) are a little known option for investors and project’s sponsors, but merit a particular mention because of its level of guarantee of the investment and/or project financing. To operate in SCM, it’s absolutely necessary highly specialized and world-class financial consultants, to manage and ensure that the investors and project’s sponsors have direct access to the best Financial Traders.

In this sense, Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners, operates in the SCM, performing its activity in partnership with 2 Humanitarian Foundations and 3 Financial Platforms from EU, offering to its customers commitment, security and high returns in their investments and huge possibilities of project financing The profile of the investors and project’s sponsors should be a public or private entity that have large amounts of Cash or Bank Discount Instruments (BDI) as Bank Guarantees (BG), Certificates of Deposit (CD), Gold Certificates of Deposit (GCD) and Safekeeping (SKR) based on precious metals and stones, paints, bonds, properties, etc. The funding source must be clean, no crime, and under full control of the investor, not subject to charges or other restrictions. The capital is fully assured, as the funds remain under the total control of the owner or investor in the transaction.

In our days, it is as important to do the right planning as it is to be ready for permanent change and for developing the necessary capacities and infrastructures that would allow us to adapt to a changing global environment in economic, legal, political, and technological terms. Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners, takes its clients along on this path, combining a solid experience in the public and private sector with a high level of familiarity with the market standards, methodologies, and tools, in order to permanently assure the product quality, operational excellence, and business and social objectives. In the case of an infrastructure project, this means to develop the strategic conception of a project to help decision makers to propose a correct approach to the problem and to design alternative solutions that facilitate decision making, and design a methodology for its implementation and monitoring.

COLLATERAL ENHANCEMENT – POF’s, SBLC’s, MT’s, SWIFTS, GUARANTEES, RWA’s and COMFORT LETTERS?

Proof of Funds and Collateral Enhancements All Instruments are VERIFIABLE!!! P.O.F. (Proof of Funds) / Account Statement – Tear sheet / Blocked Funds Letter / (B.C.L. (Bank Comfort Letter)/ S.B.L.C. (Standby Letter of Credit) NEW ISSUE These Services can be Effective for: Qualifying and obtaining funding for Projects and company use. Oil Petroleum or Commodity Transactions. Real Estate, Project development and land deals Credit Enhancement, Company Balance Sheet Enhancement. Investment transactions. Credit Line approval or activation.

Swift Messaging Services

MT799 (Pre-advice) MT999 (Pre-advice) MT760 (Payment Guarantee)
QUALIFYING CRITERIA – Client must have proper identification (Driver’s License, Passport, etc.) – Client must provide proof of funds to reflect the ability to pay for services requested – Client and/or partners must have sole signatory authority over their Proof of funds – Client must complete the C.I.F. (Client Intake Form) to receive contract & agreement, all transactions offer full verification of entire transaction. Client has full ability to verify all accounts/instruments with account holder. The account holder may be the Clearing House, an Escrow Agent/Company, Law Firm or Bank. Inquire about Leased/Owned Instrument Monetizing for Project Development Financing.

Other Financial Offers and Services Provider

We arrange for collateral (Financial Guarantee Bond, SBLC, BG, etc.) to be issued in favor of the client for the entire amount of funds requested. We arrange financing using the collateral as security for the loan. Our private investment banker commits to provide a loan for the client using the cash backed instrument as collateral. The instrument and the collateral carry a one year term to maturity. They can be rolled over each year up to 10 years. Interest payments are paid semiannually or annually. The interest rate for both the loan and collateral is fixed or floating and no prepayment penalty is imposed

International Project Finance Limited Recourse

Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners can put you and your direct to international financial placement and investment banking consulting firm, providers assisting, individuals, companies and corporations worldwide to finance projects, develop infrastructure finance, humanitarian programs and offers a complete and specialized full financial service, specifically and individually structured to the clients project needs.

With the economic upheaval and uncertainties in the world today, the rules are changing. Commercial projects are plentiful but as the credit markets undergo constant changes, funding becomes a challenge. Using credit enhancement and leverage techniques, institutional sized financial instruments can provide the alternative to traditional project funding. Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners can arrange or provide a powerful, non-traditional solution to fund selected commercial and development projects that are economically viable, ecologically balanced and nondestructive.

Priority projects are Energy and Renewable energy projects, Water conservation, Oil and Gas, Agricultural and Food Processing industries, housing and manufacturing projects, and government approved infrastructure projects in developing countries. Minimum funding – $50 million or up to $500 million or more with up to 100% Financing, Structured to meet Client objectives based on flexible terms and conditions providing a simple, nontraditional funding alternative.

Structured Commercial Financing $5 million to $100 million Ideal for Project completion, bridge finance, expansion or other short term needs Terms generally designed for short term funding needs (typically 2 to 7 years Funding can begin in as little as 30 days of contract date and process initiation. Our lenders required no participation (no JV) and place no restrictions on the legal use of funds. Minimum Loan Amount: $10M USD Closing: 30 to 45 days Interest Rate: TBD

Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners has direct sources/provider whom specialize in private placements of large loans, as well as having private lenders who can commit funds from ten to a hundred million dollars within a short period of time. In addition to our private placements loans and our private lenders, we have access to major capital market lenders, investment banks, merchant banks who can commit amounts of funding to qualified borrowers. We also work with a group of institutional assets managers who provide financing from $5 Million to $10 Billion+.

Our funding sources consist of Private Lenders, Banks, Trusts, Private Placements and Syndicated Loans. We arrange all funds for investment regardless whether a project is involved or not. Whilst we have extensive relationships with major banks, we have also developed strong links in the secondary banking market, particularly with private offshore investment banks, major investment trusts and private investment funds. These allow us access to substantial funding on advantageous terms enabling us to provide imaginative solutions to funding requirements outside the conventional market including equity funding and investment capital.

Whilst we have extensive relationships with major banks, we have also developed strong links in the secondary banking market, particularly with private offshore investment banks, major investment trusts and private investment funds. These allow us access to substantial funding on advantageous terms enabling us to provide imaginative solutions to funding requirements outside the conventional market including equity funding and investment capital.

We have direct access to major Trust Funds representatives and a number of various lending entities specializing in International funding. As a professional consulting firm and intermediary between the lender/agent and the borrower/client; our responsibility is to identify suitable accountable clients, review and submit quality projects to our lenders. With our prudent screening guidelines, each project is analyzed, with full consideration of all aspects and structured to fit the needs of the client along with the needs of our lenders. Our professional approach and expertise has enabled us to structure the kinds of financial transactions that make projects a reality and meet our clients and investor’s objectives.

With our prudent screening guidelines, each project is analyzed, with full consideration of all aspects and structured to fit the needs of the client along with the needs of our lenders. Our professional approach and expertise has enabled us to structure the kinds of financial transactions that make projects a reality and meet our clients and investor’s objectives. We have established direct and many ongoing relationships, some contractually with a number of international banks world-wide. We also have various other direct and private organizations that are able to provide an array of services for our direct clients. Both private & institutionalized lending. Every situation is different and every client is unique.

Even with extremely viable projects an in-depth analysis of the proposal by Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners, makes it a requirement to see to you having a proper and professional presentation this is necessary in order to satisfy potential lenders requirements and to improve the chances of your success. Our services extend beyond the initial venture stage and support the entire financial and commercial aspect for the client. We are here to help you and we are able to offer you the professionalism and commitment to ensure we afford you the best possible means of success. Our duties once authorized, include guiding the preparation of the finance package, presentation of the same, and representation by us in negotiation with our lenders, reviewing and qualifying documents, and advising on procedures to be followed, along with the compilation of information. Given this, our expertise is making a project we accept, successful through our lenders by way of professional presentation and representation.

With our prudent screening guidelines, each project is analyzed, with full consideration of all aspects and structured to fit the needs of the client along with the needs of our lenders. Our professional approach and expertise has enabled us to structure the kinds of financial transactions that make projects a reality and meet our clients and investor’s objectives. We have established direct and many ongoing relationships, some contractually with a number of international banks world-wide. We also have various other direct and private organizations that are able to provide an array of services for our direct clients. Both private & institutionalized lending. Every situation is different and every client is unique.

Even with extremely viable projects an in-depth analysis of the proposal by Security. Classification. & C.M.A.assoc. Partners Inc. and its alliance partners, makes it a requirement to see to you having a proper and professional presentation this is necessary in order to satisfy potential lenders requirements and to improve the chances of your success. Our services extend beyond the initial venture stage and support the entire financial and commercial aspect for the client. We are here to help you and we are able to offer you the professionalism and commitment to ensure we afford you the best possible means of success. Our duties once authorized, include guiding the preparation of the finance package, presentation of the same, and representation by us in negotiation with our lenders, reviewing and qualifying documents, and advising on procedures to be followed, along with the compilation of information. Given this, our expertise is making a project we accept, successful through our lenders by way of professional presentation and representation.

The Approval Process

Please submit the following for pre-approval: Executive Summary Proof of Funds – 3% of requested loan amount-cash funds dated within 7 days of submission Use of Funds Explanation Client Information Sheet (CIS) Corporate Documents (Certificate of Incorporation/Articles of Organization, etc.) Color copy of passport Color copy of driver’s license or identification card Document to confirm mailing address (bank statement, utility bill, insurance card, etc.)

Initial Consultation

The initial consultation may be scheduled either as a meeting in person or by way of a teleconference. This represents our first opportunity to review a loan submission request direct with the client(s) in order to get a first-hand overview of a project, the management team, the existing financial situation and the projected strategy. The consultation thus provides as a first opportunity to establish the levels of potential for the success of any given project or endeavor. Designation of Source(s) – The loan request is then reviewed and discussed with the designated appropriate capital sources. Proposal – With confirmation to the viability of a successful financing a written proposal will be generated outlining the services we can offer and the related costs and based upon initial interest as expressed by the designated capital sources.

Engagement

With the acceptance of the proposal by the Client a cover letter and formal letter of engagement will be produced that clearly outlines the terms and conditions of our mutual working relationship with the Client. Preparation – Formal submission packages will then be prepared according to the specific preferences of each of the pre-designated capital sources. During this phase of the financing we may recommend enhancements to the existing approach or the financial model in order to further develop the presentation in order to significantly improve the likelihood of a successful financing. Introduction to Source(s) – In some instances, upon the request of the lender a meeting or teleconference may be arranged direct with the client. Presentation of Loan Package – A complete financial package is submitted and a funding structure is determined. Term Sheet – With the issuance of a term sheet mutually agreeable terms and conditions are negotiated. Commitment – Upon the issuance of a firm commitment the transaction is near completion. Closing – The transaction is closed with a date of a draw of funds determined.